Compare Personal Loan Options
Explore personal loan options from 42+ Banks and NBFCs instead of checking lenders one by one.
⚡ Interest Rates Starting @ 9.99%* p.a.
Personal Loan Online – Compare Low-Interest Personal Loans in India
Looking for a Personal Loan in India at a competitive interest rate? LoanSaarthi helps you compare personal loan options from 42+ Banks and NBFCs across India. Explore low-interest personal loan options, check your eligibility, calculate your EMI and complete the initial loan assistance process through a 100% digital journey.
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Compare options from 42+ banks and NBFCs
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100% digital initial loan assistance
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Get assistance based on your profile
Compare Personal Loan Options in India
Looking for the cheapest personal loan in India? LoanSaarthi helps you compare personal loan options from multiple Banks and NBFCs based on your profile, eligibility, income and financial requirements.
As a loan assistance partner, LoanSaarthi helps you explore suitable loan options from multiple banks and NBFCs instead of limiting your application to a single lender.
Our team can help you compare available options and proceed with a lender that may be suitable for your profile, subject to the lender's eligibility criteria, policies and final approval.
100% Digital Personal Loan Assistance
The initial personal loan assistance process can be completed digitally from anywhere in India. You can explore suitable personal loan options, check eligibility and begin the application process online without visiting the LoanSaarthi office.
You also don't necessarily need an existing bank account with the selected lender. Account requirements, eligibility, interest rate, loan amount and final approval depend on the respective bank or NBFC's policies.
Personal Loan EMI Calculator
₹5,00,000
3 Yrs
9.99%
Monthly EMI₹16,131
Total Interest₹80,725
Total Payable₹5,80,725
PERSONAL LOAN CALCULATOR
Personal Loan EMI Breakdown
Use the calculator above to estimate your monthly EMI based on loan amount, interest rate, and tenure before selecting a lender.
Personal Loan OnlineLow Interest Personal LoanPersonal Loan in IndiaPersonal Loan EMI
Personal Loan Eligibility Criteria in India
Personal loan eligibility depends on factors such as income, employment, age, credit profile, existing financial obligations and the requirements of the respective lender. Select your category below to understand the typical personal loan eligibility requirements.
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Salaried
For employees receiving a regular monthly salary.
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Self Employed
For individuals running their own business or working independently.
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Professional
For doctors, chartered accountants, architects, and other qualified professionals.
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Housewife
For homemakers without independent income, based on household or co-applicant financial standing.
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Pensioner
For retired individuals receiving a regular pension.
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PERSONAL LOAN INDIA
Why Explore a Personal Loan Online with LoanSaarthi?
LoanSaarthi makes it easier to explore personal loan options online by connecting customers with suitable Banks and NBFCs based on their profile and eligibility.
Low Interest Loan Options
Compare applicable interest rates and loan terms to explore an option that may be suitable for your financial profile.
100% Digital Process
Start the initial personal loan assistance process digitally without needing to visit the LoanSaarthi office.
Simple Eligibility Check
Understand typical eligibility requirements based on your employment and income category.
PERSONAL LOAN FAQ
Frequently Asked Questions About Personal Loans
What is a personal loan?
A personal loan is generally an unsecured loan that can be used for various personal financial requirements. The loan amount, interest rate, tenure and approval depend on the respective lender's policies and the applicant's eligibility.
How can I find a low-interest personal loan in India?
You can compare personal loan options from different Banks and NBFCs, review applicable interest rates and fees, and select an option that may be suitable for your financial profile.
Can I apply for a personal loan online?
Yes. The initial personal loan assistance process through LoanSaarthi can be completed digitally. Final application processing and approval are subject to the respective lender's requirements.
Is a personal loan guaranteed to be approved?
No lender can guarantee approval for every applicant. Personal loan approval depends on factors such as income, credit profile, eligibility, documentation and the lender's internal policies.
Who can apply for a personal loan?
Salaried employees, self-employed individuals, professionals and other eligible applicants may be able to apply for a personal loan, depending on the lender's eligibility criteria.
What documents are generally required for a personal loan?
Depending on the applicant and lender, documents may include identity and address proof, income documents, salary slips, bank statements, ITR documents and other KYC documents.
Important Information
LoanSaarthi assists customers in exploring and comparing loan options from partner banks and NBFCs. Loan approval, interest rate, loan amount, tenure, fees and other terms are decided by the respective lender based on its eligibility criteria and internal policies.