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Typically PAN, Aadhaar, last 6 months' bank statements, income proof (salary slips or ITR), and property documents where relevant. We'll give you an exact checklist for your loan type on the first call.

No. Our initial eligibility check uses a soft enquiry, which does not impact your credit score. A hard enquiry only happens once you choose to formally apply with a lender.

We compare offers across our partner lenders instead of one, handle documentation and follow-ups on your behalf, and flag issues in your file before a bank does — which is usually what causes delays or rejections.

Whether you are a salaried professional or a self-employed individual, we are here to help! Generally, you need to be at least 21 years old and have a stable source of income.

Time is valuable, which is why we focus on speed. With Loan Saarthi, you can experience an instant sanction process so you can get the funds you need without the long wait.

Not at all! Our personal loans are unsecured, meaning you don’t need to pledge any assets or find a guarantor to get approved.

Transparency is the heart of our service. We believe in complete honesty—there are no hidden charges. We make sure all terms and fees are clearly explained before you sign.

It’s quick and easy! You can apply directly through our website by filling out a simple form, and our team will guide you through the rest of the steps.