Unlock Your Real Estate Wealth

Loan Against Property (LAP) is a secured loan where you mortgage an existing self-occupied residential house, commercial office, or industrial property to access funding of up to 60-70% of the property's registered market valuation.

Why LAP is Better Than an Unsecured Loan

  • Low Interest Rates: LAP rates typically range between 8.75% and 11.5% p.a., nearly half the cost of unsecured personal or business loans.
  • Longer Repayment Tenure: Repay comfortably over 10 to 15 years, keeping monthly EMIs low and affordable.
  • High Loan Amount: Eligible borrowers can secure funding from ₹25 Lakhs up to ₹15 Crores.
  • Retain Property Ownership: You retain complete possession and usage of your property while enjoying liquid capital.