:root{--hvc-bg:#fff;--hvc-border:#e2e8f0;--hvc-shadow:#0000000f;--hvc-header-bg:#fbfbfb;--hvc-title:#111827;--hvc-badge:#6fae45;--hvc-desc:#4b5563;--hvc-input-bg:#fff;--hvc-input-border:#d1d5db;--hvc-input-text:#111827;--hvc-input-focus:#6fae45;--hvc-prefix-bg:#f9fafb;--hvc-btn-bg:#6fae45;--hvc-btn-hover:#5d9639;--hvc-btn-text:#fff;--hvc-link-color:#6fae45;--hvc-error-bg:#fef2f2;--hvc-error-border:#fecaca;--hvc-error-text:#dc2626;--hvc-success:#6fae45}@media (prefers-color-scheme:dark){:root{--hvc-bg:#111827;--hvc-border:#1f2937;--hvc-shadow:#0006;--hvc-header-bg:#0b0f17;--hvc-title:#f9fafb;--hvc-badge:#86efac;--hvc-desc:#9ca3af;--hvc-input-bg:#0b0f17;--hvc-input-border:#374151;--hvc-input-text:#f9fafb;--hvc-input-focus:#6fae45;--hvc-prefix-bg:#1f2937;--hvc-btn-bg:#6fae45;--hvc-btn-hover:#5d9639;--hvc-btn-text:#fff;--hvc-link-color:#86efac;--hvc-error-bg:#450a0a;--hvc-error-border:#7f1d1d;--hvc-error-text:#fca5a5;--hvc-success:#4ade80}}[data-theme=dark],.dark{--hvc-bg:#111827;--hvc-border:#1f2937;--hvc-shadow:#0006;--hvc-header-bg:#0b0f17;--hvc-title:#f9fafb;--hvc-badge:#86efac;--hvc-desc:#9ca3af;--hvc-input-bg:#0b0f17;--hvc-input-border:#374151;--hvc-input-text:#f9fafb;--hvc-input-focus:#6fae45;--hvc-prefix-bg:#1f2937;--hvc-btn-bg:#6fae45;--hvc-btn-hover:#5d9639;--hvc-btn-text:#fff;--hvc-link-color:#86efac;--hvc-error-bg:#450a0a;--hvc-error-border:#7f1d1d;--hvc-error-text:#fca5a5;--hvc-success:#4ade80}.hero-card{background-color:var(--hvc-bg);border:1px solid var(--hvc-border);width:100%;max-width:440px;min-height:380px;box-shadow:0 10px 30px var(--hvc-shadow), 0 1px 3px #0000000d;box-sizing:border-box;border-radius:12px;flex-direction:column;margin:0 auto;transition:all .3s;display:flex;position:relative;overflow:hidden}.hero-card-header{background-color:var(--hvc-header-bg);border-bottom:1px solid var(--hvc-border);justify-content:space-between;align-items:center;padding:1.1rem 1.4rem;display:flex}.hero-card-title{letter-spacing:.05em;text-transform:uppercase;color:var(--hvc-title);font-size:.88rem;font-weight:700}.hero-step-badge{letter-spacing:.06em;color:var(--hvc-badge);font-size:.75rem;font-weight:600}.hero-card-body{flex-direction:column;flex:1;justify-content:center;padding:1.5rem;display:flex}.hero-error-banner{color:var(--hvc-error-text);background-color:var(--hvc-error-bg);border:1px solid var(--hvc-error-border);border-radius:6px;margin-bottom:12px;padding:8px 12px;font-size:.82rem}.hero-form{flex-direction:column;gap:14px;display:flex}.hero-form-desc{color:var(--hvc-desc);margin:0 0 4px;font-size:.9rem;line-height:1.5}.hero-phone-group{align-items:stretch;gap:8px;display:flex}.hero-phone-prefix{background-color:var(--hvc-prefix-bg);border:1px solid var(--hvc-input-border);color:var(--hvc-input-text);border-radius:6px;align-items:center;padding:11px 14px;font-size:.92rem;font-weight:600;display:flex}.hero-input{background-color:var(--hvc-input-bg);border:1px solid var(--hvc-input-border);width:100%;color:var(--hvc-input-text);box-sizing:border-box;border-radius:6px;outline:none;padding:11px 14px;font-size:.92rem;transition:border-color .2s,box-shadow .2s}.hero-input::placeholder{color:var(--hvc-desc);opacity:.8}.hero-input:focus{border-color:var(--hvc-input-focus);box-shadow:0 0 0 3px #6fae4526}.hero-otp-input{letter-spacing:8px;text-align:center;font-size:1.3rem;font-weight:700}.hero-select-row{grid-template-columns:1fr 1fr;gap:10px;width:100%;display:grid}.hero-select{background-color:var(--hvc-input-bg);border:1px solid var(--hvc-input-border);width:100%;min-width:0;color:var(--hvc-input-text);cursor:pointer;box-sizing:border-box;border-radius:6px;outline:none;padding:11px 10px;font-size:.88rem;transition:border-color .2s,box-shadow .2s}.hero-select:focus{border-color:var(--hvc-input-focus);box-shadow:0 0 0 3px #6fae4526}.hero-select-row .income{width:100%;min-width:0}.hero-select-row .income input{background-color:var(--hvc-input-bg);border:1px solid var(--hvc-input-border);width:100%;height:42px;color:var(--hvc-input-text);box-sizing:border-box;border-radius:6px;outline:none;padding:11px 14px;font-size:.92rem;transition:border-color .2s,box-shadow .2s}.hero-select-row .income input::placeholder{color:var(--hvc-desc);opacity:.8}.hero-select-row .income input:focus{border-color:var(--hvc-input-focus);box-shadow:0 0 0 3px #6fae4526}.hero-select-row .income input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.hero-select-row .income input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.hero-select-row .income input[type=number]{appearance:textfield}.hero-select-row>.hero-select:last-child{grid-column:1/-1;justify-self:center;width:50%}.hero-submit-btn{background-color:var(--hvc-btn-bg);width:100%;color:var(--hvc-btn-text);cursor:pointer;border:1px solid #0000;border-radius:6px;justify-content:center;align-items:center;gap:8px;padding:12px 18px;font-size:.95rem;font-weight:600;transition:all .2s;display:flex}.hero-submit-btn:hover:not(:disabled){background-color:var(--hvc-btn-hover);transform:translateY(-1px)}.hero-submit-btn:disabled{opacity:.6;cursor:not-allowed}.hero-link-btn{color:var(--hvc-link-color);cursor:pointer;background:0 0;border:none;margin-top:4px;font-size:.82rem;text-decoration:underline}.hero-trust-indicator{color:var(--hvc-desc);opacity:.9;justify-content:center;align-items:center;gap:6px;margin-top:4px;font-size:.78rem;display:flex}.hero-success-state{text-align:center;padding:1.2rem 0}.hero-success-icon{color:var(--hvc-success);margin-bottom:.75rem}.hero-success-state h4{color:var(--hvc-title);margin:0 0 8px;font-size:1.15rem}.hero-success-state p{color:var(--hvc-desc);margin:0;font-size:.88rem;line-height:1.5}@media (max-width:480px){.hero-card{border-radius:10px;max-width:100%}.hero-card-body{padding:1.2rem}.hero-select-row{flex-direction:column;gap:10px;display:flex}.hero-select-row>.hero-select:last-child{justify-self:auto;width:100%}.hero-select-row .income{width:100%}}.hero-select-row>.hero-select:last-child{grid-column:1/-1;width:100%}